Australia Establishments work
Banks are open from Monday to Thursday from 09:30 to 16:00 (to 17:00 on Fridays), Saturday and Sunday - the weekend (in some states are working on Saturday morning).
Public catering - from 10 to 22 hours, but some where drinking establishments are closed only after the last visitor. You can pay by credit cards - primarily Visa and Mastercard, as well as other major credit cards, which are universally accepted. Cashed the money from the cards is not very convenient: for this service charge of 15%.